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How Your Customers Can Pay Through haku: Payment Methods, Workflows and Availability

See the payment methods and workflows supported by haku, including cards, digital wallets, bank payments, Vipps, Swish, Klarna, and Stripe Terminal.

‍Reviewed: August 2026

haku is a registration, fundraising and event-management platform for endurance organizations and nonprofits. Organizations use haku to collect payments across registration, donations, peer-to-peer fundraising, ticketing, auctions, merchandise, invoicing and eligible onsite transactions.

Key takeaways

haku supports cards, digital wallets, mobile payment apps, bank payments, local European payment methods, Klarna, credits and gift cards.
Regional methods include Vipps in Norway, Swish and Klarna in Sweden, Bancontact in Belgium and SEPA Direct Debit in eligible European markets.
Eligible workflows include one-time, recurring, deferred, invoiced, multi-tender and in-person payments.
Stripe Terminal connects eligible onsite payments with haku event and customer information.
haku connects payment activity with participants, constituents, events and programs to support reporting and reconciliation.

Payment methods are presented based on factors such as the customer’s location and device, the transaction being completed and the organization’s haku configuration.

Which payment methods does haku support?

It may seem obvious, but you can only accept payments from people who use a payment method accepted by your vendor. haku gives participants, customers, and donors flexible ways to pay across eligible experiences. Organizations using haku can accept major cards, Apple Pay, Google Pay, Link, Cash App Pay, instant bank payments, account credits, and gift cards, alongside local options including Vipps in Norway, Swish and Klarna in Sweden, Bancontact in Belgium, and SEPA Direct Debit across Europe. haku also soon launching support for helping eligible donors recommend grants directly from their donor-advised funds.

Payment type	Payment method	How it works through haku
Card payments	Major credit and debit cards	Customers can pay by card across eligible online and in-person transactions.
Digital wallets	Apple Pay	Eligible customers can pay using information stored in Apple Pay on supported devices and browsers.
Digital wallets	Google Pay	Eligible customers can pay using information stored in Google Pay on supported devices and browsers.
Accelerated checkout	Link	Eligible customers can use payment information saved with Link for faster checkout.
Mobile payment apps	Cash App Pay	Available for eligible US workflows, including supported endurance registration experiences.
Mobile payment apps	Vipps	Provides eligible customers in Norway with a familiar local mobile payment experience.
Real-time payments	Swish	Provides eligible customers in Sweden with a familiar real-time mobile payment experience.
Instant bank payments	Instant bank payment	Allows eligible customers to authenticate through their bank and pay without entering card details.
Bank debits	SEPA Direct Debit	Supports eligible euro-denominated payments from customer bank accounts in Europe.
Bank redirects	Bancontact	Allows eligible customers in Belgium to authorize payment through their bank.
Buy now, pay later	Klarna	Gives eligible customers in Sweden access to terms offered and approved by Klarna.
Donor-advised fund payments	DAF Pay	Allows eligible donors to initiate a grant recommendation from a donor-advised fund.
Stored-value payments	haku credits	Allows customers to apply an issued credit toward an eligible transaction.
Stored-value payments	haku gift cards	Allows customers to apply a purchased gift card toward an eligible transaction.

Cards, wallets, bank debits, bank redirects, real-time payments and buy now/pay later methods have different geographic, currency and transaction requirements. See Stripe’s payment-method overview.

Which haku payment methods are available by region?

Payment options through haku vary by market, giving organizations a more familiar checkout for their audiences. For organizations using haku in the US, workflows include cards, digital wallets, Link, Cash App Pay, and instant bank payments. In Sweden, Norway, and Belgium, customers can use local options such as Swish, Klarna, Vipps, and Bancontact to pay. Eligible European workflows also support SEPA Direct Debit. Depending on region, Stripe Terminal enables in-person card payments in supported onsite settings, allowing haku customers to accept more payments and conduct commerce on event day.

Region	Payment methods available in eligible haku workflows
United States	Major cards, Apple Pay, Google Pay, Link, Cash App Pay, instant bank payments and DAF Pay
Sweden	Major cards, Apple Pay, Google Pay, Swish and Klarna
Norway	Major cards, Apple Pay, Google Pay and Vipps
Belgium	Major cards, Apple Pay, Google Pay and Bancontact
Eligible European markets	Major cards, digital wallets, SEPA Direct Debit and supported local methods
Eligible onsite environments	Card-present payments through Stripe Terminal

How does haku determine which methods appear at checkout?

haku presents eligible payment methods according to:

Customer location
Device and browser compatibility
Transaction or workflow
Payment-method eligibility
Organization configuration

An eligible customer in Norway may see Vipps, while an eligible customer in Sweden may see Swish or Klarna. Apple Pay and Google Pay are displayed only when the customer’s device and browser support the applicable wallet.

This provides relevant options without displaying every possible method in every checkout.

What payment workflows does haku support?

A payment method describes how someone pays. A payment workflow describes when and how an organization collects, tracks and manages the payment.

haku supports payment workflows that match the way your organization actually operates. Collect revenue across registrations, fundraising, ticketing, ecommerce, and other eligible transactions, then manage payment status and activity in the same platform.

Payment workflow	How it works through haku
One-time payments	Collect a single payment for an eligible registration, donation, ticket, purchase or other transaction.
Recurring payments	Collect recurring gifts and support other eligible recurring-payment experiences.
Payment plans and deferred payments	Collect payment over time or later in an eligible, configured workflow.
Invoiced payments	Invoice an employer or organization while tracking entry and payment status.
Multi-tender payments	Complete an eligible transaction using more than one form of payment.
Refunds	Issue and track a refund alongside the original transaction and customer activity.
In-person payments	Collect eligible card-present payments through Stripe Terminal.

Recurring payments

haku supports recurring payments in eligible workflows, including recurring giving. Available payment methods depend on the workflow and configuration.

SEPA Direct Debit can support one-time and recurring euro-denominated payments. The payer provides prior approval through a mandate, after which the biller can request payment from the payer’s account.

The European Payments Council also defines refund and payment-tracing procedures for the SEPA Direct Debit schemes. Read the European Payments Council’s overview.

Payment plans and deferred payments

Eligible programs can collect payment over time or later in the customer journey. Depending on configuration, this may include scheduled registration payments or payment after an applicable application or approval step.

Payment plans are different from Klarna. A payment plan is configured as part of the program workflow, while Klarna determines the terms offered to an eligible customer.

Invoiced payments

Eligible registrations can be invoiced to an employer or organization. This can support corporate runs, employer-sponsored participation, team registrations and partner-funded entries.

The associated entry and payment status remain visible in haku while the invoice is outstanding.

Multi-tender payments

Multi-tender payments allow an eligible transaction to use more than one form of payment. For example, a customer may apply a haku credit or gift card and pay the remaining balance with another supported method.

Supported tender combinations depend on the transaction type and configuration.

Does haku support in-person payments?

Yes. haku supports eligible card-present payments through Stripe Terminal.

Connected terminals can support onsite registration, event-day payments, auctions, galas and guest or bidder payment collection.

Stripe Terminal extends payment collection into the physical event environment. haku connects the payment with the relevant event, participant, guest or constituent workflow, reducing the need to reconcile onsite activity through an entirely separate system.

How does haku support financial reporting and reconciliation?

haku connects payment activity with operational information such as the participant, constituent, event, program, transaction type and amount associated with a payment.

Relevant capabilities include:

Successful and failed payment statuses
Refund tracking
Transaction amounts and types
Associated participant or constituent information
Associated event and program information
Payment references that support traceability
Financial reporting
QuickBooks mapping for supported workflows

A processor deposit confirms that money moved. Connected transaction data helps explain who paid, what they paid for and which event or program generated the revenue.

This is especially important for organizations managing multiple events, campaigns, payment methods and transaction types.

What differentiates haku’s payment approach?

Payment-method count alone does not determine whether a platform can support an organization’s operations.

haku connects:

Online and onsite payment collection
Global and regionally relevant payment methods
One-time, recurring, deferred and invoiced workflows
Registration, fundraising, donations, ticketing, auctions and merchandise
Payments with participant and constituent information
Transactions and refunds with event, program and financial context

Organizations comparing platforms should evaluate whether payment activity remains connected to the people, programs and financial records behind it—not only whether a checkout displays a particular wallet.

How does haku secure payment processing?

haku works with Stripe to provide payment-processing infrastructure for applicable transactions. Sensitive card information is captured by Stripe rather than stored on haku servers.

PCI DSS establishes technical and operational requirements for entities that store, process or transmit payment-card information. It applies to merchants, processors and relevant service providers. Read the PCI Security Standards Council’s overview.

Stripe states that it is assessed annually by an independent PCI Qualified Security Assessor and certified as a PCI Level 1 service provider. PCI compliance remains a shared responsibility: Stripe maintains its service-provider certification, while organizations accepting payments must use compliant integrations and complete their applicable validation requirements. Read Stripe’s security guide.

Applicable payment experiences may also use Stripe Radar, Strong Customer Authentication and 3D Secure.

Frequently asked questions

What payment methods does haku accept?

haku supports major cards, Apple Pay, Google Pay, Link, Cash App Pay, instant bank payments, SEPA Direct Debit, Swish, Vipps, Bancontact, Klarna, haku credits and haku gift cards. Availability depends on location, device, workflow and configuration.

Does haku support Apple Pay and Google Pay?

Yes. haku supports Apple Pay and Google Pay in eligible checkout experiences on supported devices and browsers.

Does haku support Vipps and Swish?

Yes. haku lets your customers pay with Vipps for eligible payment experiences in Norway. Similarly, Swish is available for eligible haku payment experiences in Sweden.

Does haku support instant bank payments?

Yes. Eligible customers can authenticate through their bank and complete payment without manually entering card details. haku ensures this secure payment method is available wherever allowed by market and workflow.

Can haku process recurring payments?

Yes. haku supports recurring payments in eligible workflows, including recurring giving, memberships, and sponsor-offers.

Does haku support multi-tender payments?

Yes. Eligible transactions can be completed using more than one form of payment. Supported combinations depend on the transaction type and configuration. haku allows cross-border events to easily manage ticketing without forcing all payments into a single currency.

Can haku accept payments onsite?

Yes. haku supports eligible in-person payments through Stripe Terminal, including event-day, auction and gala use cases. This allows you to generate real-time insights based on on-site payment activities.

Does haku support financial reporting and reconciliation?

Yes. haku connects payment information with relevant participants, constituents, events, programs and transaction types to provide additional context for reporting and reconciliation. haku ensures tax information and payment details are safely and accurately reportable.

Learn more about payments through haku

haku offers you the flexibility and capabilities your organization needs to make it easy for your customers, donors, and participants to pay. If you’d like to learn more about:

Financial reporting and payment reconciliation
In-person payments with Stripe Terminal
European payment methods
Payment security
Recurring payments

Contact haku today to discuss your payment strategy, and confirm which methods and workflows are available for your organization, programs and operating regions.

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